The Pension Fund of Ukraine has outlined the conditions under which citizens may be denied housing subsidies in 2026. This was reported by Nashe Misto, citing the PFU.
There are several grounds for denial: significant financial expenditures, excess real estate ownership, large savings or an expensive car, lack of official income, and alimony debt.
Purchases and Transactions Exceeding 100,000 Hryvnias
A reason for denial may arise if any household member or their relatives has purchased something or made a financial transaction worth over 100,000 hryvnias in the past year.
This includes the purchase of real estate, cars or other vehicles, securities, virtual assets, building materials, and other expensive goods. Also considered are one-time payments for works or services, excluding medical, educational, and utility services within social norms, contributions to the authorized capital of enterprises, provision of loans or financial assistance, and the purchase of foreign currency or bank metals.
More Than One Residential Property
Ownership of two or more apartments or houses can also lead to denial.
However, this rule does not apply to jointly owned housing, inherited property not rented out, properties in temporarily occupied territories or active combat zones, real estate deemed unfit for habitation, or housing provided to an orphan or a child deprived of parental care at the expense of the state or community.
Deposits Exceeding 100,000 Hryvnias and a New Car
Subsidies may not be granted to those who have more than 100,000 hryvnias in bank deposits or domestic government bonds.
Another reason for denial is a car manufactured less than five years ago, or multiple vehicles simultaneously. The law provides exceptions for inexpensive motorcycles, cars received through social protection agencies, and vehicles owned by foster parents of family-type children's homes.
Lack of Official Income
Able-bodied individuals without official income or those who have not paid the single social contribution in full may be denied. This applies to citizens who had no income considered for subsidy purposes, whose average monthly income was below the minimum wage, or who did not pay the Unified Social Contribution for at least three months in the calculation period.
Alimony Debt Exceeding Three Months
Alimony arrears lasting more than three months, recorded in the Unified Register of Debtors, also constitute grounds for denial.
An exception is provided for individuals who are missing or declared missing, people with confirmed alcohol or drug addiction, and those under house arrest or in custody.
